Laxman Rao - Financial Literacy Tips

ESG Investing: Align Your Portfolio With Your Values

Do you ever wonder whether the companies powering your portfolio are building a cleaner planet, treating people fairly, and running […]

Jump on any social-media feed today and you’ll find someone flaunting “guaranteed” returns, an AI trading bot, or the “next

What if you could put your dollars to work every night while you sleep, collecting rent or dividends instead of

Imagine you and your best friend each start with the same $10,000. You read the same finance blogs, browse the

Quick take: A Roth IRA lets you pay taxes now so future withdrawals are tax-free, while a Traditional IRA gives

Quick-Start Takeaways What Exactly Is Compound Interest? Simple vs. Compound Interest in Plain English With simple interest, you earn (or

You don’t need to be flush with cash—or wait for “someday.” A single Benjamin Franklin in your checking account can

Picture your retirement nest egg at a crossroads. One road is calm and clearly marked “Index Fund—Just Track the Market.”

Layoffs, stubborn inflation, and interest-rate jumps keep showing up in the headlines. If you’ve felt that little knot in your

If credit-card balances and personal loans keep you awake at night, you’re not alone. U.S. consumers now carry an average

Debt isn’t just about dollars—it can feel like an invisible weight that presses down on your shoulders day and night.

One month you’re juggling a few credit card payments, and before you know it, you’ve got a mountain of bills,