How to Value a Small Business Before Selling or Expanding
Picture this: you’re sipping a late-night coffee, spreadsheets open, thinking, “Is my business worth $500 K or $1 M?” That […]
The Gig Economy Survival Guide: Budgeting for Variable Paychecks
The gig economy is no longer a niche. Roughly 76 million Americans—more than a third of the U.S. workforce—earned at
Freelancer Financial Planning: Managing Irregular Income Streams
Imagine this: In March you land a dream project and invoice $8,000. April rolls around and you’re staring at an
Side Hustle Tax Deductions: What You Can and Can’t Write Off
Running a side gig means you’re wearing every hat—from marketing manager to customer-service rep. Come tax time, you also become
Calculating Startup Costs: A Realistic Guide for New Entrepreneurs
Picture this: You’ve sketched your dream business on a napkin, pulled an all-nighter building a quick prototype, and you’re buzzing
How to Separate Personal and Business Finances (and Why It Matters)
If you run a side hustle or full-time business, mixing your grocery runs with your client invoices is like storing
Financial Considerations When Caring for Aging Parents
Caring for Mom or Dad isn’t just an act of love—it’s a major money decision that can reshape your entire
Preparing for a Recession: Emergency Funds & Risk Mitigation
If you’ve lived through the dot-com bust, the 2008 housing crash, or the pandemic slump, you already know recessions can
Funding College Without Student Loans: Scholarships, Grants & 529 Plans
College prices keep climbing, and so does the nation’s student-loan tab. By March 2025, Americans owed about $1.77 trillion in
Financial Steps to Take After Losing a Job or Furlough
Losing a paycheck—whether through a layoff or a temporary furlough—can rattle even the most carefully planned budget. If you’re reading
Navigating Medical Debt: Negotiation and Payment-Plan Strategies
Medical bills are now the largest source of debt in collections in the United States. A Kaiser Family Foundation survey
Estate Planning 101: Wills, Trusts & Power of Attorney
Quick take: Estate planning isn’t only for millionaires. It’s your playbook for protecting the people and the things you care